Business Insurance

Choosing the right business or commercial insurance plan for your business can be very confusing.

We have many different options and programs to meet the needs of our commercial insurance clients.

At Sentinel Assurance Group, we can design a package according to your property, liability, and casualty needs. We are also proactive in identifying any factors that may increase your premiums or change your risk, and provide consulting and risk management options to protect your business.

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Common Business Insurance Products

Business Owners Packages (BOP)

This is a policy bundle intended for businesses that includes General Liability and Commercial Property coverage. This is a great basic policy for small businesses.

Commercial Property

This covers the business property should it be damaged, stolen and need to be repaired or replaced. It covers your physical business location and other assets.

Workers Compensation

This covers medical costs and lost wages for your employees should they incur any work-related injuries or illnesses. This type of coverage is required in almost every state for any businesses that have employees.

Professional Liability

This cover the cost of a lawsuit if a client claims your work was inaccurate, late or never delivered. It is also often referred to as Errors & Omissions insurance. This insurance is often needed for realtors, lawyers, accountants, IT professionals and insurance agents.

Inland Marine

This provides coverage for your business property, such as products, tools & eequipment, while it’s being trasnsported, used or stored at an off-site location.

Builde's Risk

This covers structures in the process of being built and their related materials. It can cover damage as a result of fire, vandalism and weather events.

General Liability

This covers common business risks, property damage, customer injury and advertising injury. It keeps your small business protected from lawsuits and ensures you qualify for contracts and leases.

Commercial Auto

This covers liability, property damage, medical expenses & legal bills if a business vehicle is involved in an accident.

Commercial Umbrella

This provides additional coverage for liability claims made on General Liability, Commercial Auto or Employer’s Liability Insurance.

Errors & Omissions

This cover the cost of a lawsuit if a client claims your work was inaccurate, late or never delivered. It is also often referred to as professional liability insurance. This insurance is often needed for realtors, lawyers, accountants, IT professionals and insurance agents.

Special Event Insurance

This is a type of policy that combines liablity & property coverages for events that occur outside of the normal business activities. Policies can be put in place for a few hours, up to a few days. This is ideal for business events, fundraiser and parties.