Specialty Insurance

Specialty insurance covers recreational vehicles such as your: classic car, boat or yacht, motorcycle, camper, RV, travel trailer, ATV/UTV, snowmobiles, etc.. We offer a wide variety of coverages to protect your recreational vehicles and toys

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Specialty Insurance Coverages

LIABILITY COVERAGE

Includes bodily injury & property damage coverage
Medical payments
Underinsured & uninsured coverage

COMPREHENSIVE & COLLISION COVERAGE

You may be able to choose how your Comp & Collision coverage will be settled in the event of a covered total loss.
Options tailored to your needs can include:
Stated Value – market value/actual cash value
Agreed Value – the insured amount, regardless of the current market value
Replacement Cost – replacement with a new model that is most like it

OTHER COVERAGES

Personal Effect Coverage – provides replacement cost for damage or loss to items normally used with your RV or boat when physical damage coverage is selected.
Roadside Assistance – covers you in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation, and meal coverage if needed.
Other additional coverage can include: accident forgiveness, pet coverage, diminishing deductible, and more.

Jewelry or Valuables Insurance

While your homeowners, renters, or condo insurance may offer coverage for jewelry, sometimes it’s best to add an additional policy for the pieces you want insured, and making a jewelry claim could affect your entire property insurance rate. We’re happy to discuss your jewelry collection and make a recommendation for you.

E-Bikes

E-bikes are growing in popularity and are faster than a regular bike (and more expensive!). We have some great options to protect this investment. Contact us for more information on e-bike insurance.

Classic & Collector Car Insurance

We’re proud to partner with Hagerty and other carriers to offer the best protection for the vehicles you love. We’re talking Guaranteed Value, low annual premiums, and service from a car-loving claims team. For a quote, contact us today!

Snowmobiles, ATVs, Trailers, RVs and Motorcycles

Those of us in the Midwest love our toys so we can play in the great outdoors! We specialize in insuring all of your favorite toys and have great rates for them and can often bundle them with your home & auto insurance.