It’s here! A new year, a new chapter, a new beginning. And how does this affect the insurance world, you ask? This is the perfect time to get all your ducks in a row with your insurance policies.
Let’s start with your homeowner’s policy. Your insurance agent would need to know about any updates in your home. Did you finish your basement? Did you re-do your kitchen? Maybe you got a security system, a big screen tv, or added a pool. Regardless how big or small, these are things that you need to get noted on your policy. Your policy then will have the correct value listed so you can get the coverage you need.
Next up, did your husband give you a ring upgrade for Christmas? Or maybe you inherited some jewelry or a coin collection. These things need to have a separate policy from your homeowners’ policy and you want to make sure they are insured should something happen to them!
Lastly, your auto policy or policies. Maybe you have a new driver in your home or have added some additional drivers. Make sure your agent knows about all the latest developments on that front as well.
Can you see how it’s best to check in at least yearly with your agent? They can ask numerous questions that will refresh your memory of any changes in your life.
Feel free to reach out to see if there are any things we can help you with, we are here to help!
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