According to the Insurance Information Institute, the second most common homeowners’ insurance claim is water damage to houses. Leaking pipes and appliances, and damage caused by storms and freezing conditions cause millions of dollars’ worth of damage every year. If a pipe leaks or bursts while you are on vacations, water can destroy carpets and…
Category Archives: home insurance
Here in Minnesota, we are slowly nearing Spring and that means that the hot spring real estate market is just around the corner. The Parade of Homes will be starting in February and that is typically when people start to consider if they want to sell their home! Selling your home is definitely one of…
It’s here! A new year, a new chapter, a new beginning. And how does this affect the insurance world, you ask? This is the perfect time to get all your ducks in a row with your insurance policies. Let’s start with your homeowner’s policy. Your insurance agent would need to know about any updates…
If you lost your home in a fire, how much would it cost to rebuild it? The answer may be different than you think. And if your home isn’t insured to its full replacement cost, your homeowners policy may not cover the full cost for you to rebuild it in the event of a covered loss….
Insurance. Love it or hate it, when life happens … you are glad you, your family, your home and your belongings covered. Sometimes it can be an afterthought, so here are a few times that you need to check and/or update your insurance. Your family status changes: If you’re marrying, expecting a baby, or adopting…
Do you have teen drivers in your home? Maybe you are doing some distracted driving yourself. An unexpected car accident can leave you feeling a bit scattered. That’s why it’s important to brush up on post-accident procedures. Here are 7 steps guide can help make the moments after an accident less stressful — and the…
Known as the Land of 10,000 Lakes, it is only natural that Minnesota is home to many boaters. If you own a vessel or are thinking of buying one, you should learn as much as possible about MN boat insurance. With our expertise and knowledge, you are in good hands when shopping for a…
I know, I know. This winter has been never ending. You are over it, we are over it. But, summer will come! And you need to be prepared for that, don’t you? Well search no further. We’ve compiled a nice little checklist to help you out and keep you on track. Don’t forget to:…
It’s that time of year! Spring cleaning and warmer temps call for those updates you dreamed of for your home. If you are hiring a contractor to perform work on your home or property, it is essential to hire a contractor who is both licensed and bonded. When you hire an unlicensed contractor, you are…
No one really wants to think about the horror of losing your home and all of it’s contents to a fire. But it happens. If you had to remember every possession in your home with their values following a serious loss (like a fire), could you? Taking some time to complete a checklist, room by…
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