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Category Archives: home insurance

Preventing Water Damage When Out of Town

According to the Insurance Information Institute, the second most common homeowners’ insurance claim is water damage to houses.  Leaking pipes and appliances, and damage caused by storms and  freezing conditions cause millions of dollars’ worth of damage every year. If a pipe leaks or bursts while you are on vacations, water can destroy carpets and…

Getting your Home ready to sell Checklist

Here in Minnesota, we are slowly nearing Spring and that means that the hot spring real estate market is just around the corner.  The Parade of Homes will be starting in February and that is typically when people start to consider if they want to sell their home!  Selling your home is definitely one of…

New Year Checklist

  It’s here! A new year, a new chapter, a new beginning. And how does this affect the insurance world, you ask? This is the perfect time to get all your ducks in a row with your insurance policies. Let’s start with your homeowner’s policy. Your insurance agent would need to know about any updates…

Is Your Home Insured to Replacement Costs?

If you lost your home in a fire, how much would it cost to rebuild it? The answer may be different than you think. And if your home isn’t insured to its full replacement cost, your homeowners policy may not cover the full cost for you to rebuild it in the event of a covered loss….

Top Reasons to Check Your Insurance

Insurance.  Love it or hate it, when life happens … you are glad you, your family, your home and your belongings covered.  Sometimes it can be an afterthought, so here are a few times that you need to check and/or update your insurance. Your family status changes: If you’re marrying, expecting a baby, or adopting…

Inventory Checklist: What’s in your home?

No one really wants to think about the horror of losing your home and all of it’s contents to a fire.  But it happens.  If you had to remember every possession in your home with their values following a serious loss (like a fire), could you? Taking some time to complete a checklist, room by…

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