by admin | Jan 1, 2019 | auto insurance, home insurance, Sentinel Assurance
It’s here! A new year, a new chapter, a new beginning. And how does this affect the insurance world, you ask? This is the perfect time to get all your ducks in a row with your insurance policies.
Let’s start with your homeowner’s policy. Your insurance agent would need to know about any updates in your home. Did you finish your basement? Did you re-do your kitchen? Maybe you got a security system, a big screen tv, or added a pool. Regardless how big or small, these are things that you need to get noted on your policy. Your policy then will have the correct value listed so you can get the coverage you need.
Next up, did your husband give you a ring upgrade for Christmas? Or maybe you inherited some jewelry or a coin collection. These things need to have a separate policy from your homeowners’ policy and you want to make sure they are insured should something happen to them!
Lastly, your auto policy or policies. Maybe you have a new driver in your home or have added some additional drivers. Make sure your agent knows about all the latest developments on that front as well.
Can you see how it’s best to check in at least yearly with your agent? They can ask numerous questions that will refresh your memory of any changes in your life.
Feel free to reach out to see if there are any things we can help you with, we are here to help!
Sentinel Assurance {651-237-5180}
by admin | Dec 1, 2018 | Sentinel Assurance
It’s hard to believe that 2018 is wrapping up and coming to a close. We wanted to dedicate a post to tell you about our year and let you know how much we appreciate our community, our families, and our clients.
This year, our owner, Danielle welcomed two employees to join her team. Suzanne started in January, Amy in May. Together they help with customer service, marketing, operations and community involvement. And so it goes, we are more than co-workers, we are friends. Together we definitely share the bond of being wives, moms and a team of hard-working women that want Sentinel Assurance to succeed and grow!
Another big change was moving from Apple Valley to a larger space in downtown Rosemount. We are front and center here, adjacent to Rosemount Floral. This building has tons of history and we are told that over 4200 cars drive by our office space daily. That’s a lot of eyes on us on a daily basis! If that’s you, feel free to pop in and say hello…we love that.
To celebrate our move, we hosted a grand opening at our office in October. So many people came out to see the space and wish us well! We are beyond blessed to be a part of such a tight, welcoming community here in Rosemount.
Feel free to find us on Facebook and Instagram. We post up to date information on insurance and our accounts give you a peek into a day in the life here in our office. We have been known to post a few videos on Facebook as well, people find them entertaining 😛.
Overall, we had a busy year with lots of changes here at Sentinel Assurance. We have learned a lot, grown a ton and experienced such joy from each other and from YOU! Most importantly, we look forward to what is to come and we believe, “The Best is Yet to Come”!
by admin | Nov 1, 2018 | home insurance, Sentinel Assurance
If you lost your home in a fire, how much would it cost to rebuild it? The answer may be different than you think. And if your home isn’t insured to its full replacement cost, your homeowners policy may not cover the full cost for you to rebuild it in the event of a covered loss.
Rebuilding costs could differ from what you paid for your home and be more than its current market value – what it would sell for today – especially in areas where the value of real estate has changed. A replacement estimate includes costs to rebuild your home component by component. Current costs for labor, materials and contractor fees may influence the replacement cost of your house.
It’s important to have a current estimate for your home’s replacement cost, one that reflects any significant improvements that you have made to the house. For example, if you installed a central air conditioner or finished your basement after you took out your insurance policy and never updated the replacement cost, your home might not be fully covered in the event that you need to completely rebuild following a covered loss.
Here are some steps that you can take:
- Talk to your agent about the dwelling coverage on your homeowners insurance policy.
- Talk to your agent who have tools to help estimate your home’s replacement cost.
- Check in on your home’s replacement cost yearly, especially after making improvements to your home. Remember, even small improvements can affect the cost to rebuild your home.
Making sure that your home is insured to its full estimated replacement cost is another way to help protect your home and the things you’ve worked hard to build.
We are here to help. Let us know if you need to update your policy to full estimated replacement cost.
by admin | Oct 17, 2018 | Sentinel Assurance
Sentinel Assurance was proud to host our Grand Opening event at our new office space in Rosemount, MN. The event was hosted and held on October 11, 2018. It was our grand opening to show off our new office space! It started with a ribbon cutting ceremony with the officials of the city of Rosemount. Next we received our first dollar from the mayor of the city of Rosemount. Finer Meats & Eats brought lots of amazing, comfort food straight from their food truck. It wouldn’t be a party without lots of sweets and wine as well!
We wanted to share a few pics of the party and those involved. We are thankful for all of you that were able to come out and celebrate with us. We are also so thankful for the friends and family that support our business! Thank you from the bottom of our hearts! 😘
